Educational, and not government-issued guidance
The rules for using this site, and the disclaimers that come with educational content about federal retirement benefits.
This site, federalretirementconsultant.com, is operated by the Federation of Federal Employee Benefit Advocates LLC (FFEBA). By using the site you agree to these terms of use. If you do not agree with them, please do not use the site.
Effective date: July 21, 2026.
The content on this site is general education about federal retirement benefits. It is not investment, tax, or legal advice, and nothing here is a recommendation to make any specific federal retirement decision. Your situation is your own; before you act on any election, confirm the details with the governing agency and, where appropriate, a qualified professional who knows your facts.
Federal Retirement Consultant℠ and the Federation of Federal Employee Benefit Advocates are private organizations. They are not affiliated with, endorsed by, or authorized by the Office of Personnel Management, the Thrift Savings Plan, the Social Security Administration, or any U.S. government agency. Figures shown are illustrative or attributed to a government source, and are not offers.
No benefit amount, pension figure, or outcome is promised. Eligibility and figures are set by federal law and administered by OPM and your agency, and they can change. Always confirm any number with the governing plan or agency before you act.
The verification tool exists so you can confirm that a specific person holds the Federal Retirement Consultant designation in good standing. It is exact-match only and is not a directory. You agree not to use it to compile lists of consultants, to scrape or enumerate records, or for any purpose other than checking a person you are already working with. A verification confirms the designation as of our records; it is not an endorsement of any individual's separate products or services.
The content on this site belongs to FFEBA. Federal Retirement Consultant℠ and FRC℠ are service marks of the Federation of Federal Employee Benefit Advocates LLC. You may read, print, and share pages for personal, noncommercial use; you may not republish the site's content or use the marks without permission.
You agree to use the site lawfully. Do not interfere with its operation, attempt to access systems or data you are not authorized to access, misrepresent who you are, or use automated tools to scrape the site or its verification records.
We link to official sources such as OPM, the TSP, and FINRA so you can confirm things for yourself. Those sites are not ours, and we are not responsible for their content or how they handle your information.
The site is provided as is, without warranties of any kind, and we do not promise it will always be available or error-free. To the fullest extent permitted by law, FFEBA is not liable for indirect or consequential damages arising from your use of the site or reliance on its educational content. Nothing in these terms limits rights that the law does not allow to be limited.
We may update these terms, and the current version will always be posted on this page with its effective date. Continued use of the site means you accept the current version.
Questions about these terms? Email info@federalretirementconsultant.com.
