CSRS-FERS Benefits Calculator & Retirement Analyzer
We work with Fed Retire Software, the maker of the CSRS-FERS Benefits Calculator & Retirement Analyzer. A Federal Retirement Consultant (FRC®) runs your numbers through it, then walks the report with you in one virtual meeting. The review is free.
Understanding your benefits is only the beginning. Knowing how to use them is what makes the difference. The analyzer lays out your total retirement picture, and your FRC helps you read it.
The CSRS-FERS Benefits Calculator & Retirement Analyzer is retirement planning software from Fed Retire Software, an independent company. It turns your federal service, pay, and benefit elections into a clear snapshot of your total retirement picture: what your benefits are worth now, what they may provide later, and what they may cost along the way. An FRC uses it in your free review and walks the results with you.
One report, three views of the same retirement.
Federal benefits are spread across several systems, each with its own statement and its own rules. The report puts them side by side, so you can see how the pieces add up instead of reading them one form at a time.
An FRC speaks the language of federal retirement, and so does the report. TSP, FEHB, FEGLI, and your FERS or CSRS annuity each show up on their own terms, in plain numbers you can follow. If any of these are new to you, our Federal Retirement 101 guide explains each one.
Want your own numbers run through the analyzer? An FRC will walk the report with you.
Book a free reviewA report full of numbers is only useful if someone helps you read it.
That is where your FRC comes in. In one virtual meeting, your consultant goes through the report with you, explains what each figure means for your situation, and points out the choices that are still open. You get a partner who understands your benefits, your career path, and the retirement you have in mind.
Nothing is filed at the meeting, and what you do next is up to you. To see the whole review step by step, read how a federal benefits review works.
Your career has been about service. Now your benefits should serve you.
Why we use the analyzerFed Retire Software is an independent company that makes the CSRS-FERS Benefits Calculator & Retirement Analyzer. It is a third-party product, not ours. We work with Fed Retire Software because its reports are thorough and easy to read, which makes them a good starting point for a conversation about your plan.
FRC does not sell the software, and you do not need to buy anything to have your report walked through. The figures in it are estimates built from the information you share, so your FRC will tell you which numbers to confirm with OPM or your agency before you file anything.
See where your coverage or income falls short of the retirement you have in mind, while there is still time to close the gap.
Compare dates and choices side by side, and see how each one changes the income you can expect.
Decide with your own numbers in front of you, not a rule of thumb, and know which choices are permanent before you file.
How it works
Pick a time and tell us what you are weighing. It takes a couple of minutes, and the review costs nothing.
Your FRC enters your service history, pay, and benefit elections into the CSRS-FERS Benefits Calculator & Retirement Analyzer to build your report.
In one virtual meeting, your FRC goes through the report with you, answers your questions, and shows you which choices are still open. What you do next is up to you.
Book a free review and an FRC will walk your Fed Retire Software report with you, in plain terms.
