FERS retirement specialist in Austin: get matched with a Federal Retirement Consultant

Looking for a FERS retirement specialist in Austin?

Austin is a federal town, and the questions are the same at every desk.

When can I retire, what does the survivor election really cost, does the FERS Supplement apply to me, how do I turn the TSP into income. The rules that answer those are federal and identical everywhere. What is specific to you is your service history, your goals, and how Texas taxes what you take home. A consultant matched on your state reads all three together.

Where Austin federal employees work

Austin and central Texas has about 16,000 federal civilian employees. The largest federal employers in the area:

• IRS Austin campus The IRS operates a major paper return processing campus in Austin that receives filings mailed from many states.
• Austin VA Clinic The Austin VA Clinic on Metropolis Drive is a multispecialty outpatient clinic in the VA Central Texas system.
• VA Central Texas Health Care System The VA Central Texas Health Care System runs its main medical center in Temple and clinics across the region.
• United States District Court for the Western District of Texas The United States District Court for western Texas keeps its Austin division on West Fifth Street.

How Texas taxes a federal retirement

Texas has no state income tax, so a FERS annuity, TSP withdrawals and Social Security are not taxed at the state level. The full picture, including TSP withdrawals and Social Security, is on the Texas page.

Tax year 2026 rates. Confirm with the Texas revenue department or a tax professional.

How matching works for Austin federal employees

1. Step 1

   Tell us where you are

   Pick a time below and share your city, state and the decision you are weighing. Nothing is filed and you can stop at any step.

2. Step 2

   We match you with an FRC who serves Texas

   FFEBA, the organization behind the FRC designation, refers you to a Federal Retirement Consultant in its network who works with federal employees in your state. Look them up by name before the call.

3. Step 3

   A free review, by phone

   The consultant reads your situation against the federal rules and your goals, in plain terms. If your plan already fits, you will hear that.

What the review covers

The consultant walks the same ground for every federal employee, whether you work at IRS Austin campus or anywhere else in Austin and central Texas:

• Your retirement date. Eligibility, the FERS Supplement, COLA timing, and how the date shapes your first years of income.
• The survivor election. What it costs, what it protects, and how it affects FEHB for a spouse.
• FEHB and Medicare. The five-year rule, and how your plan coordinates with Medicare later.
• FEGLI. Which options you carry into retirement, and where coverage stops earning its cost.
• The TSP. How it is invested today and how you will turn it into income once the paychecks stop.

Also serving

Federal employees in Round Rock, Cedar Park, Pflugerville, Georgetown, San Marcos and the rest of Austin and central Texas use the same form above; the match is by state, so distance from Austin does not matter. Elsewhere in Texas: Dallas, El Paso, Houston, San Antonio. Or start from the Texas page or the full state list.

This page is education, not tax, legal or investment advice. State rules change; confirm the Texas figures with the state revenue department or a tax professional before you file anything.