Disclosure

Federation of Federal Employee Benefit Advocates (“FFEBA”) performs marketing and related services for the benefit of Federal Employees and FFEBA Network Representatives. FFEBA and its affiliated or unaffiliated entities, independent advisors, educators or business partners (collectively referred to as “Educators”), primarily coordinate and/or facilitate employee benefits training workshops for Federal employees across the United States of America. FFEBA also conducts Federal retirement and benefits training for financial professionals, CPAs and Attorney across the United States of America by offering the Federal Retirement Consultant “FRC” designation class.

FFEBA Network Representatives are independent financial services practitioners, who may have an independent contract relationship with FFEBA, but are not employees of FFEBA. FFEBA Network Representatives may present at seminar events and have paid sponsorship consideration for their participation. A FFEBA Network Representative will not sell at any educational workshop. The seminar will be conducted by an independent, professional Federal Benefits Educator; A FFEBA Network Representative is merely hosting the seminar. On occasion, A FFEBA Network Representative may host and present at the seminar if FFEBA’s professional Federal Benefits Educators are unavailable to travel. However, this rare occurrence will be disclosed properly on the invitation and workshop disclaimer. Participation in a seminar event is completely voluntary, and at the sole discretion of the invited individual to attend.

All information provided at the employee benefits training workshops is general and educational in nature, and is not intended to be, and should not be construed as, financial, legal or tax advice, for any specific group, individual or purpose. No selling activities will occur at any seminar(s), however, providing personal contact information or completing an information request or evaluation may result in a solicitation for financial/insurance services offered by FFEBA Network Representatives. Educators do not provide legal or tax advice. Laws of specific state or laws relevant to a particular situation may affect the applicability, accuracy, or completeness of this information.

Educators are not affiliated with, endorsed or sponsored by the Federal Government or any U.S. Government agency. FFEBA is a Registered Vendor of the Federal Government. SAMS/DUNS. FFEBA is not a broker-dealer, investment advisory firm, insurance company or agency and does not provide investment or insurance related advice or recommendations. Educators make no warranties or representations about the information or results obtained by its use. FFEBA disclaims any liability arising out of any unauthorized use of or reliance on, the information provided.

FFEBA is not affiliated to sell or represent on behalf of, or otherwise endorsed, by any state or Federal employee benefits program referenced by the U.S. Government, any state agency, the U.S. Armed Forces or any other third-party, including the Office of Personnel Management (“OPM”), the Office of Federal Employee Group Life Insurance (“FEGLI”), or the FEGLI Program. In order to ensure the integrity of the training provided to Federal employees across the United State of America, FFEBA implements and enforces internal policies and procedures which adhere to GSA Rules and Guidelines include 41 CFR Part 102-75, et seq., regardless of location of presentment of in person Federal education seminars (on or off Federal premises).

Furthermore, in regard to Federal benefits seminars, FFEBA strives to operate in strict conformity with the guidance provided to Federal employees as contained within OPM Benefits Administration Letters (BAL 06-202 and BAL 14-206), both of which are intended to curtail insurance misrepresentations and deceptive sales practices upon Federal employees.