Disclosure: Federal Retirement Consultant (FRC)

Last Updated: June 4, 2025

The Federal Retirement Consultant (FRC) designation and its website (www.federalretirementconsultant.com) are owned and operated by the Federation of Federal Employee Benefit Advocates (FFEBA). FFEBA’s core mission is to educate and certify financial professionals in the area of federal employee benefits and retirement planning. FFEBA also manages a professional network of Certified FRCs and may offer a matchmaking service to connect consumers with certified professionals for educational purposes.

Informational Purposes Only

All materials provided on this website—including educational content, certification information, and financial tools—are intended solely for general informational purposes. They do not constitute financial, investment, tax, or legal advice. FFEBA is not a financial advisory firm and does not offer individualized or personalized financial services. Consumers are encouraged to consult with licensed or certified professionals before making financial or retirement decisions.

FRC Certification and Professional Network

FFEBA certifies professionals who complete the requirements of the Federal Retirement Consultant (FRC) designation, which includes approved education, examination, and background verification. Certified professionals may appear in our directory and have the option to join the FFEBA network of professionals.

Some Certified FRCs may also choose to participate in FFEBA’s matchmaking program, which connects individuals seeking education on federal benefits with qualified professionals. Participation in the network or the matchmaking program is not mandatory and is separate from the certification process.

Please note:

• FRC certification does not imply endorsement, recommendation, or guarantee of a professional’s services or outcomes by FFEBA.
• Presence in or absence from the directory or matchmaking program does not imply any evaluation or judgment by FFEBA.
• Consumers are solely responsible for vetting and selecting professionals, and should conduct their own due diligence.

Accuracy of Information

FFEBA strives to maintain up-to-date and accurate information on this website, including certification statuses and educational materials. However, we do not warrant the completeness, reliability, or current accuracy of any content. Users are responsible for verifying any information before acting upon it.

Limitation of Liability

To the maximum extent permitted by law, FFEBA, its affiliates, officers, employees, and service providers are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of the website, directory, certification services, or matchmaking program. This includes damages resulting from reliance on information, errors in certification verification, or any outcomes related to consumer-professional interactions.

Third-Party Links and Services

This website may contain links to or integrate third-party services, such as testing providers or background verification systems. FFEBA does not control and is not responsible for the content, accuracy, or practices of third-party sites or services. Use of such services is at your own risk.

Not Affiliated with the U.S. Government

FFEBA and the Federal Retirement Consultant (FRC) designation are privately owned and operated. FFEBA is not affiliated with, endorsed by, or acting on behalf of the United States government or any federal agency. Use of the term “federal” refers solely to the subject matter of our educational programs.

Contact Us

For questions or concerns regarding this Disclaimer, please contact: